Bài giảng môn Quản trị kinh doanh - Chapter 18: Business law with ucc applications,13e

Business Law with UCC Applications,13eBank-Depositor Relationships and Cyber-BankingChapter 18McGraw-Hill/Irwin Copyright © 2013 by The McGraw-Hill Companies, Inc. All rights reserved.Learning ObjectivesClarify the bank’s duties in the bank–depositor relationship.Clarify the depositor’s duties in the bank–depositor relationship.Explain a drawer’s rights in relation to a stop-payment order.Explain the extent of the insurance protection provided by the FDIC.List the different terms used to describe banks during the bank collection process.Learning Objectives (cont.)Outline a check’s life cycle.Describe the principal features of the Check 21 Act.Describe the consumer protection features of the Check 21 Act.Describe the process of an electronic fund transfer.Discuss the protection given to consumers by the Electronic Fund Transfer Act.Bank-Depositor Relationships and Cyber-BankingThe Bank–Depositor RelationshipThe Bank’s Duties The Depositor’s Duties Stop-Payment Rights Insured AccountsBank-Depositor Relationships and Cyber-BankingThe Bank’s DutiesDuty to Honor OrdersDeath or Incompetence of CustomerForged and Altered ChecksAvailability of FundsMidnight DeadlineBank-Depositor Relationships and Cyber-BankingThe Depositor’s DutiesBad ChecksDuty to Examine AccountsAntedated and Postdated ChecksBank-Depositor Relationships and Cyber-BankingStop-Payment RightsBank’s Right of SubrogationBank-Depositor Relationships and Cyber-BankingBank Deposits and CollectionsBank Descriptions A Check’s Life CycleBank-Depositor Relationships and Cyber-BankingCyber-BankingThe Check 21 Act Electronic Fund TransfersThe Electronic Funds Transfer Act The Global Financial CybercrisisBank-Depositor Relationships and Cyber-BankingThe Check 21 ActOriginal Checks No Longer ReturnedConsumer ProtectionBank-Depositor Relationships and Cyber-BankingElectronic Fund TransfersATM, Debit, and Combination CardsBank-Depositor Relationships and Cyber-BankingThe Global Financial CybercrisisGlobal Cyber Targets and Cyber TacticsCyber Command (Cybercom)Domestic Cyber Targets and Cyber TacticsInternet Crime Complaint Center (IC3)Domestic Cyber-Legislation